指数基金咋买？近四成基民有“痛点”

Group 1 - The core viewpoint of the articles highlights the rapid growth of index fund scales and the existing gap in investor understanding and return expectations, with nearly 40% of investors unsure about what to select [1][2] - From 2020 to 2024, the average annual excess return of the CSI 300 Index Enhanced Funds over the CSI 300 Index is 4.3%, but only 40% of these funds have consistently outperformed the index for five consecutive years [1] - Experts suggest that investors should consider using dollar-cost averaging for index funds to smooth out investment costs and market volatility, as timing the market is challenging for ordinary investors [1] Group 2 - To address the issues faced by index investors, Ant Fund has launched a one-stop index investment service platform called "Index+", which aims to help investors diversify their portfolios and enhance long-term returns [2] - The platform features a selection of core broad-based index enhanced funds that have historically outperformed their tracking indices, while also focusing on controlling sector deviation to reduce volatility risks [2] - Over 20 fund companies have developed industry judgment models to present signals of sector potential when selecting industry index funds [2]