央行数据显示，2025年第一季度全国新发放商业性个人住房贷款加权平均利率为3.11%。

Core Insights - The People's Bank of China reported that the weighted average interest rate for newly issued commercial personal housing loans in the first quarter of 2025 is 3.11% [1] Group 1 - The data indicates a specific interest rate for housing loans, which may influence the real estate market and borrowing costs for consumers [1] - The interest rate of 3.11% reflects the current lending environment and could impact housing affordability and demand [1] - This figure may serve as a benchmark for future lending rates and economic conditions in the housing sector [1]