宁夏：推动企业利用资金流信用信息融资成效初显

Core Viewpoint - The establishment of the "National Small and Micro Enterprises Fund Flow Credit Information Sharing Platform" is significantly improving the financing capabilities of small and micro enterprises in Ningxia, with a notable increase in both the number of enterprises receiving credit and the total credit amount [1][2]. Group 1: Platform Overview - The "Fund Flow Information Platform" is designed to enhance the financing services available to small and micro enterprises by utilizing their fund flow credit information, which reflects their operational status, cash flow, and creditworthiness [2]. - As of now, 31 financial institutions, including state-owned and joint-stock banks, are participating in the trial operation of the platform, which is set to officially launch in October 2024 [1]. Group 2: Impact on Enterprises - Over the past five months, the Ningxia branch of the People's Bank of China has facilitated credit for over 200 enterprises, amounting to nearly 700 million yuan, with 25 enterprises receiving loans for the first time through this platform [1]. - The number of enterprises receiving credit and the total credit amount have increased by 169% and 464% respectively compared to the previous period, indicating a growing acceptance of this new financing model among small and micro enterprises [1]. Group 3: Future Developments - The Ningxia branch plans to accelerate the integration of local banks into the fund flow information platform to achieve full coverage and enhance the promotion of this initiative among national banks [3]. - The aim is to leverage data effectively to support the financing of small and micro enterprises, thereby contributing to the high-quality economic development of Ningxia [3].