Core Insights - Shore Bancshares (SHBI) reported revenue of $53.03 million for the quarter ended March 2025, reflecting an 11% increase year-over-year and a surprise of +4.74% over the Zacks Consensus Estimate of $50.63 million [1] - The earnings per share (EPS) for the quarter was $0.45, compared to $0.41 in the same quarter last year, resulting in an EPS surprise of +28.57% against the consensus estimate of $0.35 [1] Financial Performance Metrics - Net Interest Margin was reported at 3.2%, exceeding the average estimate of 3.1% from two analysts [4] - The Efficiency Ratio stood at 63.6%, better than the average estimate of 65.8% from the same two analysts [4] - Total Non-Interest Income was $7 million, slightly below the average estimate of $7.26 million from the two analysts [4] Stock Performance - Over the past month, shares of Shore Bancshares have returned -3%, compared to a -0.8% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]
Shore Bancshares (SHBI) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates