UMB Financial (UMBF) Tops Q1 Earnings and Revenue Estimates

Company Performance - UMB Financial (UMBF) reported quarterly earnings of $2.58 per share, exceeding the Zacks Consensus Estimate of $2.21 per share, and up from $2.47 per share a year ago, representing an earnings surprise of 16.74% [1] - The company posted revenues of $571.34 million for the quarter ended March 2025, surpassing the Zacks Consensus Estimate by 2.99%, compared to year-ago revenues of $405.19 million [2] - UMB has surpassed consensus EPS estimates for four consecutive quarters and has also topped consensus revenue estimates four times over the last four quarters [2] Stock Outlook - UMB shares have declined approximately 15% since the beginning of the year, while the S&P 500 has decreased by 6% [3] - The current consensus EPS estimate for the upcoming quarter is $2.26 on revenues of $627.87 million, and for the current fiscal year, it is $9.35 on revenues of $2.48 billion [7] - The estimate revisions trend for UMB is currently unfavorable, resulting in a Zacks Rank 4 (Sell) for the stock, indicating expected underperformance in the near future [6] Industry Context - The Zacks Industry Rank for Banks - Midwest, to which UMB belongs, is currently in the top 10% of over 250 Zacks industries, suggesting a favorable industry outlook [8]