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Fair Isaac (FICO) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates
FICOFICO(FICO) ZACKS·2025-04-29 23:30

Core Insights - Fair Isaac (FICO) reported revenue of 498.74millionforthequarterendedMarch2025,markingayear−over−yearincreaseof15498.74 million for the quarter ended March 2025, marking a year-over-year increase of 15% and an EPS of 7.81 compared to 6.14ayearago,exceedingZacksConsensusEstimatesforbothrevenueandEPS[1][2]FinancialPerformance−Thereportedrevenueof6.14 a year ago, exceeding Zacks Consensus Estimates for both revenue and EPS [1][2] Financial Performance - The reported revenue of 498.74 million surpassed the Zacks Consensus Estimate of 496.22million,resultinginasurpriseof+0.51496.22 million, resulting in a surprise of +0.51% [1] - The EPS of 7.81 exceeded the consensus estimate of 7.39,deliveringasurpriseof+5.687.39, delivering a surprise of +5.68% [1] - Annual Recurring Revenue (ARR) for the platform was 234.70 million, below the average estimate of 248.73million[4]−TotalARRwasreportedat248.73 million [4] - Total ARR was reported at 714.60 million, compared to the estimated 751.38million[4]−Non−platformARRwas751.38 million [4] - Non-platform ARR was 479.90 million, lower than the average estimate of 502.65million[4]RevenueBreakdown−Professionalservicesrevenuewas502.65 million [4] Revenue Breakdown - Professional services revenue was 17.87 million, below the average estimate of 19.18million,reflectingayear−over−yeardeclineof−9.519.18 million, reflecting a year-over-year decline of -9.5% [4] - Software revenue reached 201.70 million, slightly below the average estimate of 211.53million,withayear−over−yearincreaseof+2.4211.53 million, with a year-over-year increase of +2.4% [4] - Scores revenue was 297.04 million, exceeding the average estimate of 286million,withayear−over−yearincreaseof+25.4286 million, with a year-over-year increase of +25.4% [4] - On-premises and SaaS software revenue was 183.83 million, below the average estimate of 192.35million,withayear−over−yearincreaseof+3.8192.35 million, with a year-over-year increase of +3.8% [4] - Business-to-consumer scores revenue was 54.55 million, surpassing the average estimate of 52.90million,withayear−over−yearincreaseof+6.252.90 million, with a year-over-year increase of +6.2% [4] - Business-to-business scores revenue was 242.49 million, exceeding the average estimate of 235.89million,withayear−over−yearincreaseof+30.7235.89 million, with a year-over-year increase of +30.7% [4] Operating Income - Operating income for software was reported at 63.32 million, below the average estimate of 69.19million[4]−Operatingincomeforscoreswas69.19 million [4] - Operating income for scores was 264.97 million, exceeding the average estimate of $254.48 million [4] Stock Performance - Fair Isaac's shares returned +5.4% over the past month, while the Zacks S&P 500 composite experienced a -0.8% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]