广东汇卡因三项业务违规被罚近千万！牌照续展仍“悬而未果”

Core Points - Guangdong Huika Business Service Co., Ltd. has been fined a total of 9.48 million yuan for three business violations, marking the second significant penalty for compliance issues in recent years [2][3] - The company was previously involved in a money laundering case linked to cross-border gambling, with an amount exceeding 4.3 billion yuan [2][8] Regulatory Environment - Since 2025, the payment industry has faced increasing regulatory scrutiny and intensified market competition, necessitating greater compliance resources for customer identity verification and suspicious transaction monitoring [2][12] - The recent penalties reflect ongoing challenges in compliance management within the payment sector, particularly regarding anti-money laundering practices [12][20] Company Background - Guangdong Huika was established in 2010 with a registered capital of 66 million yuan and was once certified by China UnionPay as a payment service provider [4] - The company has faced multiple penalties, including a previous fine exceeding 21.83 million yuan for similar violations in December 2023 [6][12] Compliance Issues - The recent violations included failure to manage merchants properly, non-compliance with institutional management regulations, and inadequate retention of customer identity and transaction records [3][12] - The company’s management has been held accountable for these compliance failures, indicating a lack of effective governance structures [12][20]