BANK OF CHINA(601988) Zhong Guo Jin Rong Xin Xi Wang·2025-04-30 07:55Core Viewpoint - The company emphasizes its commitment to serving the real economy, risk prevention, and enhancing global competitiveness while promoting high-quality financial development to contribute to economic modernization. Group 1: Financial Performance and Support Initiatives - As of the end of March, the company's total assets reached 35.99 trillion yuan, a growth of 2.64% from the beginning of the year, with operating income of 164.9 billion yuan, an increase of 2.41% year-on-year [2] - The company has intensified credit support for consumption, launching a special action plan to boost consumer finance, resulting in a 7.62% increase in non-housing consumer loans compared to the beginning of the year [2] - The company has also focused on supporting private enterprises, with new loans to private enterprises increasing by 353.2 billion yuan, a growth of 7.99% [2] - In support of rural revitalization, agricultural loans increased by 262.4 billion yuan, with a growth rate of 10.49% [2] Group 2: Capital Market Support - The company supported 73 stock repurchase plans for listed companies in the first quarter, with a total loan intention amount of 25.359 billion yuan [3] - It has initiated equity investment pilot projects in 18 cities, establishing 9 pilot funds with a total subscription scale of 7.9 billion yuan [3] Group 3: Internationalization and Global Strategy - The company is committed to advancing the internationalization of the renminbi, with cross-border renminbi settlement volume increasing by 27.95% year-on-year, maintaining the largest market share [4] - It has the highest number of participating institutions in the CIPS, holding 16 seats among the 34 authorized renminbi clearing institutions globally [4] - The company is enhancing its global layout and service offerings, focusing on supporting initiatives like the Belt and Road [4] Group 4: High-Quality Financial Development - The company's technology finance loan balance increased by 570.2 billion yuan, with a growth rate of 29.82% [5] - It leads the market in underwriting green bond issuances, with domestic green credit balance exceeding 4 trillion yuan, growing over 10% [5] - Inclusive loans for small and micro enterprises grew by 27.63% in balance and 38.07% in the number of loan accounts, benefiting 1.65 million market entities [5] Group 5: Digital Transformation and Service Innovation - The company is building a multi-level pension financial product service system and has launched a new pension financial section in its mobile banking app [6] - It has completed the promotion of a digital marketing platform in 10 pilot branches, with monthly active users of personal mobile banking reaching 98.56 million, a year-on-year increase of 9.38% [6] - The company continues to focus on enhancing its service to the real economy, supporting major strategies and key areas to inject continuous momentum into China's modernization [6]