中国人民银行 国家金融监督管理总局联合印发《银行卡清算机构管理办法》

Core Viewpoint - The People's Bank of China and the National Financial Regulatory Administration jointly issued the "Administrative Measures for Bank Card Clearing Institutions," which will take effect on November 1, 2025, replacing the previous regulations established in 2016 [1] Group 1: Application and Licensing - The new measures clarify the application conditions, required materials, and processing procedures for the administrative licensing of bank card clearing institutions, including preparation, establishment, and qualification approval for directors and senior management [1] Group 2: Changes and Termination - The regulations outline the management requirements for significant changes in bank card clearing institutions, including the merger or termination of branches and the cessation of part or all of their business activities [1] Group 3: Operational Management - The measures set forth operational requirements for bank card clearing institutions, addressing aspects such as clearing business rules, member institution constraints, risk management frameworks, and outsourcing business management [1] Group 4: Supervision and Management - The new regulations include provisions related to the supervision and management of bank card clearing institutions, ensuring compliance and oversight in the industry [1]