Workflow
Navient (NAVI) Q1 Earnings and Revenues Surpass Estimates
NAVINavient(NAVI) ZACKS·2025-04-30 12:55

Company Performance - Navient (NAVI) reported quarterly earnings of 0.28pershare,exceedingtheZacksConsensusEstimateof0.28 per share, exceeding the Zacks Consensus Estimate of 0.19 per share, but down from 0.63pershareayearago,representinganearningssurpriseof47.370.63 per share a year ago, representing an earnings surprise of 47.37% [1] - The company posted revenues of 144 million for the quarter ended March 2025, surpassing the Zacks Consensus Estimate by 7.38%, although this is a decrease from year-ago revenues of 163million[2]−Overthelastfourquarters,NavienthassurpassedconsensusEPSestimatesfourtimes,buthasonlytoppedconsensusrevenueestimatesonce[2]StockOutlook−TheimmediatepricemovementofNavient′sstockwilllargelydependonmanagement′scommentaryduringtheearningscall[3]−Navientshareshavedeclinedapproximately4.4163 million [2] - Over the last four quarters, Navient has surpassed consensus EPS estimates four times, but has only topped consensus revenue estimates once [2] Stock Outlook - The immediate price movement of Navient's stock will largely depend on management's commentary during the earnings call [3] - Navient shares have declined approximately 4.4% since the beginning of the year, compared to a decline of 5.5% for the S&P 500 [3] - The current consensus EPS estimate for the upcoming quarter is 0.28 on revenues of 136.06million,andforthecurrentfiscalyear,itis136.06 million, and for the current fiscal year, it is 1.02 on revenues of $553.05 million [7] Industry Context - The Financial - Consumer Loans industry, to which Navient belongs, is currently ranked in the top 22% of over 250 Zacks industries, indicating a favorable outlook compared to the bottom 50% [8] - Empirical research suggests a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]