武汉楼市新政：三孩家庭买新房补贴12万元

Core Viewpoint - Wuhan has introduced new real estate policies aimed at stabilizing the housing market and enhancing support for families with multiple children, thereby stimulating housing demand [1][4]. Group 1: Policy Adjustments - The new policies include a subsidy of 60,000 yuan for families with two children and 120,000 yuan for families with three children purchasing new homes from May 1 to December 31, 2025 [4]. - The maximum loan limit for the second home using housing provident fund loans will be aligned with that of the first home, and support for converting rental payments into home purchases will be increased [4][5]. - The city plans to purchase 3,000 second-hand homes for various rental and resettlement purposes, promoting the "old for new" housing exchange [4]. Group 2: Financial Support and Incentives - From May 1 to December 31, 2025, individuals purchasing new commercial or office properties for non-business purposes will receive a 50% subsidy on the paid deed tax, with the minimum down payment for commercial loans reduced from 50% to 45% [5]. - The policies aim to enhance the service level of housing transactions through a "one-stop" service platform, facilitating online signing and mortgage processes [5]. Group 3: Broader Market Trends - Other cities, such as Kunming and Shaoguan, have also announced similar measures, including increasing the maximum housing provident fund loan limits and providing subsidies for families with multiple children [6][7]. - Qingdao has introduced a set of 12 new real estate policies, including subsidies for families with two and three children, and promoting low monthly payment housing loan products [7].