Citizens Financial Services (CZFS) Beats Q1 Earnings Estimates

Core Viewpoint - Citizens Financial Services reported quarterly earnings of $1.60 per share, exceeding the Zacks Consensus Estimate of $1.49 per share, and showing an increase from $1.49 per share a year ago, representing an earnings surprise of 7.38% [1][2] Earnings Performance - The company has surpassed consensus EPS estimates three times over the last four quarters [2] - For the quarter ended March 2025, Citizens Financial Services posted revenues of $26.43 million, which missed the Zacks Consensus Estimate by 1.02%, but increased from $25.93 million year-over-year [2] Stock Performance - Citizens Financial Services shares have declined approximately 13.2% since the beginning of the year, compared to a decline of 5.5% for the S&P 500 [3] Future Outlook - The company's earnings outlook is crucial for investors, as it includes current consensus earnings expectations for upcoming quarters and any recent changes to these expectations [4] - The current consensus EPS estimate for the next quarter is $1.56 on revenues of $27.2 million, and for the current fiscal year, it is $6.40 on revenues of $112.7 million [7] Industry Context - The Banks - Northeast industry, to which Citizens Financial Services belongs, is currently ranked in the top 25% of over 250 Zacks industries, indicating a favorable outlook compared to lower-ranked industries [8]