FinWise Bancorp (FINW) Q1 Earnings and Revenues Lag Estimates

Company Performance - FinWise Bancorp reported quarterly earnings of $0.23 per share, missing the Zacks Consensus Estimate of $0.25 per share, and down from $0.25 per share a year ago, representing an earnings surprise of -8% [1] - The company posted revenues of $22.09 million for the quarter ended March 2025, missing the Zacks Consensus Estimate by 2.21%, compared to year-ago revenues of $19.47 million [2] - Over the last four quarters, FinWise Bancorp has surpassed consensus EPS estimates two times and topped consensus revenue estimates two times [2] Future Outlook - The current consensus EPS estimate for the coming quarter is $0.23 on revenues of $23.88 million, and for the current fiscal year, it is $1.12 on revenues of $101.19 million [7] - The estimate revisions trend for FinWise Bancorp is currently favorable, leading to a Zacks Rank 1 (Strong Buy) for the stock, indicating expected outperformance in the near future [6] - The sustainability of the stock's price movement will depend on management's commentary during the earnings call [3] Industry Context - The Banks - Southwest industry, to which FinWise Bancorp belongs, is currently in the top 5% of over 250 Zacks industries, suggesting a favorable outlook for stocks within this sector [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]