Prudential (PRU) Reports Q1 Earnings: What Key Metrics Have to Say

Core Insights - Prudential reported a revenue of $13.41 billion for the quarter ended March 2025, reflecting a 38.2% decrease year-over-year and a surprise of -7.71% compared to the Zacks Consensus Estimate of $14.53 billion [1] - The earnings per share (EPS) was $3.29, which is an increase from $3.12 in the same quarter last year, resulting in an EPS surprise of +2.49% against the consensus estimate of $3.21 [1] Financial Performance Metrics - Assets Under Management and Administration (PGIM) for institutional customers stood at $620.2 billion, below the average estimate of $632.98 billion [4] - Retail customer assets were reported at $240.6 billion, significantly lower than the estimated $374.12 billion [4] - Total assets under management for PGIM were $1,385.3 billion, compared to the average estimate of $1,401.42 billion [4] - Total revenues from U.S. businesses were $7.71 billion, a decline of 51.7% year-over-year, and below the average estimate of $8.50 billion [4] - International businesses generated total revenues of $4.74 billion, slightly above the estimated $4.60 billion, with a year-over-year change of +0.5% [4] - Adjusted operating income from policy charges and fee income was $1.11 billion, close to the average estimate of $1.12 billion [4] - Net investment income was reported at $4.52 billion, slightly above the average estimate of $4.47 billion [4] - Premiums totaled $6.45 billion, below the estimated $7.67 billion [4] - Corporate and other revenues reported a loss of $17 million, significantly lower than the average estimate of $70.97 million, representing a year-over-year change of -156.7% [4] - Individual life revenues from U.S. businesses were $1.52 billion, slightly below the estimated $1.57 billion, reflecting a -4.1% change year-over-year [4] - Group insurance revenues from U.S. businesses were $1.75 billion, exceeding the estimated $1.64 billion, with a year-over-year increase of +7% [4] Stock Performance - Prudential's shares have returned -6.9% over the past month, contrasting with the Zacks S&P 500 composite's -0.2% change [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance relative to the broader market in the near term [3]