事关银行卡清算机构，央行、金融监管总局发布

Core Points - The new regulations aim to promote orderly competition and healthy development in the bank card clearing market while safeguarding the legitimate rights and interests of all market participants [2] - The regulations establish basic requirements for governance structure, business rules, standard systems, member management, internal control, risk management, and business continuity for bank card clearing institutions [2] - The regulations enhance the regulatory mechanism for bank card clearing institutions, maintaining existing principles while refining the regulatory system to align with the current state of the payment clearing industry [2][3] Group 1 - The regulations emphasize a legal framework by improving the application requirements for administrative licenses related to the preparation, establishment, and changes of bank card clearing institutions, aiming for transparency and efficiency in the licensing process [3] - The regulations support high-level openness by aligning with foreign investment regulations, ensuring equal standards for similar institutions, and enhancing the institutional framework for market openness [3] - The regulations balance development and security by refining operational requirements for bank card clearing institutions, strengthening oversight on business operations, member management, internal controls, and risk prevention [3]