Zhong Guo Jin Rong Xin Xi Wang·2025-05-05 10:12Core Insights - The Industrial and Commercial Bank of China (ICBC) Wuwei Branch has significantly increased its financial support for agriculture, achieving a net increase of 164 million yuan in inclusive loans and adding 151 new clients in Q1 2025, both setting historical records [1] Group 1: Financial Support Initiatives - ICBC Wuwei Branch has established agricultural service teams and a data-sharing mechanism with local agricultural authorities to create a differentiated service system tailored to local agricultural needs [1] - The "Planting e-loan" balance exceeded 146 million yuan, benefiting 162 new agricultural operators, while the "Breeding e-loan" provided an additional 20 million yuan in credit to 30 large-scale breeding enterprises [1] - To address the issue of insufficient collateral for agricultural operators, ICBC Wuwei Branch has innovated financial service models, collaborating with local agricultural guarantee companies to launch a "government-bank-guarantee" loan model [1] Group 2: Focus on Local Economic Development - ICBC Wuwei Branch is promoting a "one county, one feature" development model, enhancing the local economy by extending the agricultural product chain into multiple industries [2] - In Minqin County, known as the "Hometown of Honeydew Melons," the bank has innovated a "geographical indication + supply chain" credit model, with honeydew industry loans reaching 4.8 million yuan [2] - The bank has also provided 27.85 million yuan in loans to 32 major corn growers in Gulang County and 10 million yuan in special credit for the edible fungus industry in Tianzhu County [2] Group 3: Service Efficiency Improvements - To ensure timely loan disbursement for spring farming, ICBC Wuwei Branch has developed a dual-track service system combining online and offline services, optimizing credit approval processes to reduce unnecessary documentation [2] - Customers can apply for loans and check loan progress through mobile and online banking platforms, ensuring continuous financial service availability [2] Group 4: Future Focus - ICBC Wuwei Branch aims to continue focusing on food security and new rural revitalization initiatives, enhancing comprehensive services that combine financing and intelligence to support rural development [3]