陕西10部门出台实施方案推动养老事业和养老产业协同发展

Core Points - The implementation plan aims to promote the coordinated development of elderly care services and the elderly economy in Shaanxi Province by 2028, with a goal of achieving 100% coverage of financial services in the elderly care sector at the county level [1][2] - By 2035, the plan envisions the establishment of a competitive, innovative, and risk-controlled elderly financial service system, enhancing the financial level of elderly care and contributing to high-quality economic development in Shaanxi [1][2] Financial Support and Product Innovation - Financial institutions are encouraged to innovate financial products tailored to the different stages and characteristics of elderly care needs [1] - The plan promotes the construction of rural elderly care service facilities and the layout of service points to address the shortcomings in rural elderly care [1] Financing Channels for the Elderly Economy - Banks are encouraged to increase financial support for "Shaanxi-branded" elderly care enterprises, fostering financing through bonds, listings, and mergers to support the large-scale and high-quality development of the elderly industry [1] Development of Pension Financial Products - The plan supports the development of personal pension products with long-term characteristics and certain returns, and encourages insurance companies to integrate services with elderly health management and care [2] - It emphasizes the gradual development of savings, investment, insurance, and fund products with pension attributes, tailored to different customer risk-return profiles [2] Optimization of Elderly Financial Services - Specific requirements are outlined to enhance elderly-friendly financial services, promote financial literacy, and protect consumer rights while combating illegal financial activities targeting the elderly [2] - The provincial civil affairs department aims to build a comprehensive multi-tiered pension financial product and service system to support the high-quality development of the elderly economy [2]