违反信用信息相关管理规定 湖北消费金融被罚72.7万元

Core Viewpoint - A consumer finance company in Hubei, Hubei Consumer Finance Co., Ltd., has been fined 727,000 yuan for violating regulations related to credit information collection, provision, and inquiry [1][2]. Group 1: Penalties and Violations - Hubei Consumer Finance was penalized 727,000 yuan by the People's Bank of China, Hubei Branch, for failing to comply with credit information management regulations [1][2]. - Two executives from Hubei Consumer Finance, namely Jiang and Dai, were also fined 72,000 yuan and 42,000 yuan respectively for their roles in the violations [2]. Group 2: Regulatory Context - The "Regulations on the Management of Credit Reporting Industry" stipulate that information providers must inform individuals before providing negative credit information to credit reporting agencies [3]. Group 3: Company Response and Background - Hubei Consumer Finance has acknowledged the penalty and stated that it has completed the required rectification work. The company plans to enhance compliance management in credit reporting and improve its internal control system [5]. - Established in April 2015, Hubei Consumer Finance has a registered capital of 1.0058 billion yuan and is owned by seven shareholders, including Hubei Bank with a 31.91% stake [5].