央行：降低个人住房公积金贷款利率0.25个百分点预计每年将节省居民公积金贷款利息超过200亿元

Core Viewpoint - The People's Bank of China has announced a reduction in the personal housing provident fund loan interest rate by 0.25 percentage points, which is expected to save residents over 20 billion yuan in loan interest annually, supporting housing demand and stabilizing the real estate market [1]. Group 1 - The interest rate for first-time homebuyers on loans with a term of five years or more has been reduced from 2.85% to 2.6% [1]. - Other loan terms will also see a synchronized adjustment in interest rates [1]. - The expected annual savings of over 20 billion yuan in loan interest will benefit residents and support their housing needs [1].