潘功胜：预计每年节省公积金贷利息超200亿

Group 1 - The People's Bank of China has lowered the personal housing provident fund loan interest rate by 0.25 percentage points, with the interest rate for first-time homebuyers on loans over five years reduced from 2.85% to 2.6% [1] - This adjustment applies to other loan terms as well, indicating a comprehensive reduction in housing loan rates [1] - It is estimated that this change will save residents over 20 billion yuan in annual interest expenses on provident fund loans [1]