广东省肇庆市落地全国首笔专利“技术入股贷”

Core Viewpoint - The introduction of the "Technology Equity Loan" financing model in Zhaoqing City aims to enhance financial support for the transformation and application of technological achievements, particularly through patent (technology) equity participation [1][2]. Group 1: Financing Model - The "Technology Equity Loan" model combines "technology equity participation + intellectual property pledge financing," encouraging banks to issue loans based on the value of intellectual property as assessed through equity transfer [1][2]. - This model effectively integrates equity and debt financing for technology-based enterprises, allowing technology elements to be treated as capital assets that can be priced and appreciated [1]. Group 2: Implementation and Support - The Zhaoqing Market Supervision Administration and the People's Bank of China Zhaoqing Branch have established a directory of 37 technology equity enterprises to facilitate the provision of "Technology Equity Loan" services [2]. - The Industrial and Commercial Bank of China Zhaoqing Branch successfully provided a loan of 6 million yuan to Guangdong Nanxi Hydraulic Machinery Co., Ltd., which utilized a 25.4% equity stake in a patent for hydraulic cylinder positioning clamping devices as collateral [2]. Group 3: Future Plans - The Zhaoqing authorities plan to continue promoting the "Technology Equity Loan" and innovate additional financing models for the transformation of patents and other intellectual property achievements, fostering a positive cycle among technology, industry, and finance [3].