央行下调个人住房公积金贷款利率

Core Viewpoint - The central bank has decided to lower the personal housing provident fund loan interest rates starting from May 8, 2025, which is expected to impact the housing market and borrowing costs for individuals [1] Summary by Category Interest Rate Adjustments - The interest rate for the first set of personal housing provident fund loans for a term of 5 years or less (including 5 years) will be adjusted to 2.1% [1] - The interest rate for the first set of personal housing provident fund loans for a term exceeding 5 years will be adjusted to 2.6% [1] - The interest rate for the second set of personal housing provident fund loans for a term of 5 years or less (including 5 years) will be adjusted to not lower than 2.525% [1] - The interest rate for the second set of personal housing provident fund loans for a term exceeding 5 years will be adjusted to not lower than 3.075% [1]