央行：5月8日起下调个人住房公积金贷款利率0.25个百分点

Core Viewpoint - The People's Bank of China has decided to lower the personal housing provident fund loan interest rates by 0.25 percentage points starting from May 8, 2025 [1] Summary by Categories Interest Rate Adjustments - The interest rates for the first set of personal housing provident fund loans will be adjusted to 2.1% for loans of 5 years or less (including 5 years) and 2.6% for loans over 5 years [1] - The interest rates for the second set of personal housing provident fund loans will be adjusted to not lower than 2.525% for loans of 5 years or less (including 5 years) and 3.075% for loans over 5 years [1]