房地产融资新规要来了？一季度房地产贷款余额新增7500亿

Core Viewpoint - The Chinese government is implementing a series of financial policies to stabilize the real estate and stock markets, which is crucial for boosting social expectations and facilitating domestic demand circulation [2] Group 1: Financial Support for Real Estate - The "white list" loans approved by commercial banks for the urban real estate financing coordination mechanism have increased to 6.7 trillion yuan, supporting the construction and delivery of over 16 million residential units [2] - In the first quarter of this year, the balance of real estate loans increased by over 750 billion yuan, with new personal housing loans showing the largest quarterly increase since 2022, and housing rental loans growing by 28% year-on-year [2] - International investment institutions are gradually recognizing the investment value of the Chinese real estate market [2] Group 2: Future Financing Strategies - The government plans to accelerate the improvement of financing systems that align with new models of real estate development, including management measures for loans related to real estate development, personal housing, and urban renewal [2] - The 2025 Government Work Report emphasizes the role of the real estate financing coordination mechanism in ensuring housing delivery and effectively preventing corporate debt default risks [2] - Experts believe that the urban real estate financing coordination mechanism will continue to play a significant role in preventing corporate debt defaults, with a focus on accelerating loan disbursement and improving financing efficiency in the coming period [2]