央行、证监会：优化科技创新债券发行管理流程，提升融资效率，支持发行人根据资金使用特点，灵活分期发行。简化科技创新债券信息披露规则，发行人可与投资人约定豁免相关披露信息。金融机构发行科技创新债券可采用余额管理方式。

Group 1 - The central bank and the securities regulatory commission are optimizing the issuance management process for technology innovation bonds to enhance financing efficiency [1] - Issuers are supported in flexibly issuing bonds in stages based on the characteristics of fund usage [1] - The information disclosure rules for technology innovation bonds are simplified, allowing issuers to agree with investors on exemptions from certain disclosure information [1] Group 2 - Financial institutions can adopt a balance management approach when issuing technology innovation bonds [1]