长沙公积金贷款利率明起下调

Core Viewpoint - The Changsha Housing Provident Fund Management Center announced a reduction in personal housing provident fund loan interest rates effective from May 8, 2025 [1] Summary by Category Interest Rate Adjustments - The interest rate for first-time personal housing provident fund loans will be adjusted to 2.1% for loans of 5 years or less and 2.6% for loans over 5 years [1] - For second-time personal housing provident fund loans, the rates will be adjusted to not lower than 2.525% for loans of 5 years or less and 3.075% for loans over 5 years [1] Implementation Timeline - Loans issued before May 8, 2025, will maintain the original interest rate for the current year and will switch to the adjusted rates starting January 1, 2026 [1] - Loans issued on or after May 8, 2025, will be subject to the new adjusted interest rates [1]