Xin Hua She·2025-05-07 09:22Group 1 - Qingdao Huasaiberman Medical Cell Biology Co., Ltd. is advancing clinical trials thanks to timely bank credit support, specifically an 8 million yuan talent loan from Qingdao Bank [1] - Qingdao Bank has established a dedicated evaluation system for innovative enterprises, incorporating "soft power" factors such as technological leadership and team strength into its credit model, facilitating financing for asset-light companies [1] - Shandong province has introduced policies to address financing difficulties for innovative enterprises, including credit, guarantees, interest subsidies, and risk compensation, leading to the development of specialized loan products [1] Group 2 - Yiwopackaging Technology Co., Ltd. faced challenges with slow receivables and tight liquidity, but received a 5 million yuan "Innovation Credit Loan" from the Industrial and Commercial Bank of China, alleviating financial pressure [2] - The "Innovation Credit Loan" is based on a scoring system that evaluates companies' R&D efforts and innovation outcomes, with over 80 innovative enterprises in Zaozhuang High-tech Zone benefiting from this support [2] - The Industrial and Commercial Bank of China in Shandong has a technology enterprise loan balance exceeding 190 billion yuan, covering over 7,000 companies [2] Group 3 - Changxing Group Co., Ltd. successfully obtained a 5 million yuan loan using its patent as collateral, which is being used for new product development and ensuring timely order delivery [3] - As of March, Shandong province's technology loan balance reached 2.7 trillion yuan, reflecting a year-on-year growth of 21.2% [3]