国家金融监督管理总局办公厅发布关于做好2025年小微企业金融服务工作的通知

Core Viewpoint - The notice from the National Financial Supervision Administration emphasizes the importance of providing sufficient credit supply to meet the genuine operational funding needs of small and micro enterprises, aiming for a loan growth rate for inclusive small and micro enterprises that is not lower than the overall loan growth rate [1] Group 1: Financial Institutions' Responsibilities - Banking financial institutions are required to focus on the real and effective operational funding needs of small and micro enterprises [1] - Large commercial banks and joint-stock banks are encouraged to achieve an inclusive small and micro enterprise loan growth rate that is not lower than the overall loan growth rate [1] - Financial regulatory bureaus are tasked with urging local banks to strive for an inclusive small and micro enterprise loan growth rate that meets or exceeds the overall loan growth rate [1] Group 2: Regional and Institutional Considerations - Regions and institutions with heavier reform and risk management tasks may implement differentiated arrangements [1]