信托公司管理办法迎修订—— 推动信托业规范发展

Core Viewpoint - The National Financial Supervision Administration has solicited opinions on the revised draft of the "Trust Company Management Measures," aiming to enhance regulatory frameworks and promote high-quality development in the trust industry [1][2]. Group 1: Key Aspects of the Revision - The revision focuses on four main areas: returning to core responsibilities, goal-oriented company governance, strengthening risk prevention, and clarifying regulatory requirements and risk disposal mechanisms [2]. - The draft emphasizes the "trustee" role of trust companies, adjusting their business scope to focus on asset management, wealth management, and public welfare trust businesses [2][3]. - It mandates that trust companies enhance party building and governance mechanisms, strengthen shareholder behavior management, and enforce behavioral constraints [2]. Group 2: Risk Management and Compliance - Trust companies are required to establish a comprehensive risk management system focusing on compliance and operational risks, ensuring that risk appetite aligns with risk management capabilities [3]. - The draft outlines strict prohibitions against practices such as guaranteed returns, improper sales, and unauthorized transactions, aiming to ensure responsible conduct in trust business [3]. - It also reinforces the management of inherent business, including strict limitations on inherent liabilities and prohibitions on external guarantees and related party financing [3].