西藏2025年一季度金融运行情况平稳

Core Insights - The financial performance in Tibet for Q1 2025 shows steady growth in total financial volume, with significant increases in social financing scale, loans, and deposits [3][4]. Financial Performance - As of the end of March, the social financing scale in Tibet reached 925.95 billion yuan, reflecting a year-on-year growth of 10.73%, which is 2.33 percentage points higher than the national average [3]. - The total balance of loans in both domestic and foreign currencies was 624.97 billion yuan, with an increase of 23.74 billion yuan since the beginning of the year, marking a growth of 3.95% [3]. - The total balance of deposits in both domestic and foreign currencies was 653.54 billion yuan, with an increase of 6.59 billion yuan since the beginning of the year, representing a growth of 1.02% and a year-on-year increase of 2.05% [3]. Sectoral Support and Innovations - Financial support for key sectors and weak links has significantly improved, with loans for scientific research and technical services reaching 4.84 billion yuan, a growth of 7.45% since the beginning of the year [4]. - The green finance sector has expanded, with 37,901 personal carbon accounts established, leading to a total carbon reduction of 2,684.1 tons and 600,800 green energy transactions [4]. - The balance of green loans reached 183.79 billion yuan, showing a year-on-year growth of 38.29% [4]. - Inclusive finance has seen substantial growth, with a 130% year-on-year increase in the balance of inclusive loans, reaching 80.86 billion yuan [4]. - New financial products for elderly care and consumer finance have been introduced, with personal consumer loans reaching 100.39 billion yuan, a year-on-year increase of 23.32% [4]. Monetary Policy and Interest Rates - The company aims to enhance the transmission channels of monetary policy and reduce the overall financing costs, with a focus on implementing interest rate adjustments for commercial loans and housing loans [4].