平安银行上海分行赋能民营企业高质量发展

Core Viewpoint - The event "Small and Micro Enterprises Afternoon Tea" hosted by Ping An Bank's Shanghai branch aims to address the financing challenges faced by small and micro enterprises, emphasizing the need for improved financial services and innovative products to enhance accessibility and convenience for these businesses [1] Group 1: Event Overview - The event featured over 20 representatives from foreign trade and technology innovation enterprises, discussing the latest policies and listening to the needs of small and micro enterprises [1] - Ping An Bank's Shanghai branch has visited over 1,000 small and micro enterprises and individual businesses by the first quarter of 2025, significantly improving loan approval efficiency with products like "Science and Technology Loans" [1] Group 2: Financing Challenges - Despite improvements in the financing environment for technology innovation enterprises, issues such as high financing costs and difficulties remain, particularly for small and micro enterprises affected by industry competition and insufficient downstream demand [1] - The operational pressure on these enterprises has notably increased due to the aforementioned factors [1] Group 3: Future Initiatives - In response to enterprise demands, Ping An Bank's Shanghai branch plans to enhance its financial service system and innovate financial products under regulatory guidance to improve the accessibility and convenience of financing for small and micro enterprises [1] - The bank aims to compile a "Financial Service Guide for Small Foreign Trade Enterprises" to better serve this segment [1] - Ping An Bank's Shanghai branch is committed to supporting the high-quality development of the private economy and injecting momentum into regional economic growth with a focus on "finance for the people" [1]