金融科技“及时雨” 助力春耕备耕

Core Insights - The People's Bank of China in Liangshan Prefecture is focusing on rural revitalization and food security by leveraging financial technology to support agricultural financing during the spring plowing season [1][2][3] Group 1: Financial Support Initiatives - As of the end of March, Liangshan's agricultural loan balance reached 1340.44 billion yuan, an increase of 102.37 billion yuan since the beginning of the year [1] - Agricultural Bank of Liangshan has utilized a big data-based platform to streamline loan approval processes, significantly reducing the time required for farmers to access funds [2] - The "Huinong E-loan" balance surpassed 106.84 billion yuan, with a net increase of 16.94 billion yuan since the start of the year, and a total of 14.94 million loans issued [2][4] Group 2: Technological Innovations - A cloud computing-based grid management platform has been established to assist large-scale agricultural producers in securing loans by accurately assessing their financial needs and production capabilities [3] - The platform employs geographic fencing technology to monitor agricultural activities in real-time, facilitating precise credit assessments and efficient loan disbursement [3] - The bank has visited 35,600 farmers and 35,000 individual businesses, collecting 3,934 customer needs, and has disbursed 5.22 billion yuan in loans for spring farming [4]