Core Viewpoint - American Coastal Insurance (ACIC) reported quarterly earnings of $0.42 per share, exceeding the Zacks Consensus Estimate of $0.40 per share, but down from $0.50 per share a year ago, indicating a 5% earnings surprise [1][2] Financial Performance - The company posted revenues of $72.2 million for the quarter ended March 2025, missing the Zacks Consensus Estimate by 9.79%, and down from $73.25 million year-over-year [2] - Over the last four quarters, ACIC has surpassed consensus EPS estimates three times, but has topped consensus revenue estimates only once [2] Stock Performance - American Coastal shares have declined approximately 13.6% since the beginning of the year, compared to a decline of 4.3% for the S&P 500 [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the market in the near future [6] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $0.40 on revenues of $81.96 million, and for the current fiscal year, it is $1.50 on revenues of $333.83 million [7] - The trend of estimate revisions for American Coastal is mixed, which could change following the recent earnings report [6] Industry Context - The Insurance - Property and Casualty industry is currently ranked in the top 19% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [8]
American Coastal Insurance (ACIC) Surpasses Q1 Earnings Estimates