Compared to Estimates, BILL Holdings (BILL) Q3 Earnings: A Look at Key Metrics

Core Insights - BILL Holdings reported revenue of $358.22 million for the quarter ended March 2025, reflecting a year-over-year increase of 10.9% and a surprise of +0.97% over the Zacks Consensus Estimate of $354.78 million [1] - The company's EPS was $0.50, down from $0.60 in the same quarter last year, with a surprise of +35.14% compared to the consensus estimate of $0.37 [1] Financial Performance Metrics - Total Payment Volume was reported at $79 billion, slightly below the estimated $80.34 billion [4] - The number of transactions processed was 30 million, compared to the average estimate of 30.79 million [4] - Revenue from interest on funds held for customers was $37.92 million, exceeding the average estimate of $35.26 million, but showing a year-over-year decline of -9.1% [4] - Revenue from subscription and transaction fees reached $320.30 million, slightly above the average estimate of $320.12 million, with a year-over-year increase of +13.9% [4] - Subscription fees contributed $68.20 million, surpassing the estimated $67.49 million, while transaction fees were $252.10 million, slightly below the estimate of $252.79 million [4] Stock Performance - Shares of BILL Holdings have returned +5.6% over the past month, compared to the Zacks S&P 500 composite's +11.3% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]