Zheng Quan Ri Bao Zhi Sheng·2025-05-09 07:44Core Viewpoint - The integration of technology and finance is becoming a strong engine for empowering the real economy, with a focus on providing comprehensive financial services to technology-based enterprises throughout their lifecycle [1][3]. Group 1: Policy and Strategic Initiatives - The National Financial Regulatory Administration, Ministry of Science and Technology, and National Development and Reform Commission jointly released a plan to enhance the high-quality development of technology finance, addressing pain points in financial support for technological innovation [1]. - The plan emphasizes the construction of service mechanisms, innovation in product systems, and the enhancement of professional and risk control capabilities to support key areas and technology enterprises [1]. Group 2: Implementation by Postal Savings Bank - The Postal Savings Bank's Yunnan branch is implementing a strategy to optimize resource allocation and enhance service quality for technology enterprises, aiming to provide comprehensive financial services [3][4]. - The bank is utilizing a "look to the future" technology system, leveraging big data and AI to assess the technological competitiveness and long-term growth potential of enterprises, thereby customizing credit loan solutions [3][4]. Group 3: Financial Performance and Impact - In the first quarter, the Yunnan branch reported a net increase of nearly 150 million yuan in technology finance loans, with a year-on-year growth rate exceeding 200% [5]. - The bank's efforts in deepening cooperation with government departments and focusing on policy guidance have helped alleviate financing difficulties for technology enterprises, positioning itself as a financial engine for regional technology enterprise development [5].