公积金贷款利率创新低 正助力阳谷居民实现安居梦想

Group 1 - The recent adjustment of housing provident fund loan interest rates is seen as a timely policy that supports housing consumption, with the first-time home loan rate dropping to a historical low of 2.1% for loans of 5 years or less and 2.6% for loans over 5 years [1][2] - The policy is expected to significantly reduce monthly repayment amounts for borrowers, with one example showing a reduction of approximately 80 yuan per month, leading to annual savings of nearly 1,000 yuan [1] - The immediate effect of the policy is evident, as there was a 10% increase in customer visits to a local real estate project on the day the rate cut was announced, indicating a boost in demand from first-time homebuyers [1] Group 2 - The adjustment has expanded the advantage of first-time home loan rates over commercial loans to 1 percentage point, effectively providing long-term benefits to homebuyers [2] - Since 2025, a total of 52.763 million yuan in housing provident fund loans has been issued, supporting 136 families in meeting their housing needs [2] - The local housing provident fund management department plans to enhance the promotion of the new policy to increase public awareness and ensure more contributors benefit from the housing provident fund system [2]