中国人民银行设立服务消费与养老再贷款 额度5000亿元

Group 1 - The People's Bank of China has established a service consumption and elderly care relending program with a total quota of 500 billion yuan [1] - The relending program aims to boost service consumption in key areas such as accommodation, catering, cultural and entertainment, and education, as well as support the elderly care industry [1] - The relending has an annual interest rate of 1.5%, a term of one year, and can be extended up to two times, with a maximum usage period of three years [1] Group 2 - A total of 26 financial institutions, including national development banks, policy banks, state-owned commercial banks, and major city commercial banks, are eligible to apply for the relending [2] - These institutions can apply for relending at 100% of the loan principal for loans that meet the policy support criteria, and they are responsible for the authenticity of the loan information submitted [2] - The People's Bank of China will issue relending based on the applications submitted by financial institutions, with an emphasis on post-approval verification and supervision [2]