Group 1 - The city has introduced a new package of housing provident fund policies, including an increase in loan limits for individuals and families [1] - The maximum individual loan limit has been raised from 500,000 to 700,000 yuan, and the family limit from 800,000 to 1,000,000 yuan [1] - Families with two or more children can receive additional loan amounts, with the limit for two-child families increasing by 200,000 yuan and for three-child families by 300,000 yuan [1] Group 2 - The maximum loan amount for eligible families can reach up to 2,100,000 yuan when combined with other preferential policies [1] - The new policies are applicable for purchases made from April 30, 2025, onwards [1] - A new benefit allows employees with outstanding commercial housing loans to reimburse their monthly payments after settling their housing provident fund loans [2] Group 3 - The interest rates for housing provident fund loans have been reduced by 0.25 percentage points, effective May 8, 2025 [2] - The interest rate for the first home loan under 5 years has decreased from 2.35% to 2.1%, and for loans over 5 years from 2.85% to 2.6% [2] - For a 1,000,000 yuan loan over 30 years, the monthly payment will decrease from 4,136 yuan to 4,004 yuan, saving nearly 50,000 yuan in total interest [2]
提额度 惠多孩 降利率 我市推出一揽子公积金惠民新政
Zhen Jiang Ri Bao·2025-05-09 23:35