PSBC(601658) 证券日报之声·2025-05-11 14:43Core Viewpoint - Strengthening financial services for technology enterprises throughout their lifecycle is crucial for advancing technology finance initiatives. Postal Savings Bank of China (PSBC) has focused on the comprehensive financial needs of technology enterprises, establishing a specialized technology financial service system and an innovation capability evaluation system for these companies [1]. Group 1: Company Overview - Wangsi Technology Group Co., Ltd. is highlighted as a leading player in the artificial intelligence and digital twin technology sector, assisting modern enterprises in digital transformation and providing specialized information technology solutions. The company was awarded the national-level "specialized, refined, distinctive, and innovative" small giant enterprise title in 2024 [1]. - Since its establishment in 2017, Wangsi Technology has invested nearly 200 million yuan in research and development, reflecting its commitment to high technology and human capital investment [1]. Group 2: Financial Services and Collaboration - Wangsi Technology has recognized the need for high-level financial services to support its growth and has adjusted its business strategy to focus on higher-margin projects. This includes closing some subsidiaries or departments to maintain healthy cash flow [2]. - PSBC's Guangzhou branch has formed a special team to provide inclusive financial services, conducting in-depth research and visits to over 4,000 market entities, and has issued over 9.2 billion yuan in credit to small and micro enterprises [3]. - The bank's introduction of a large-scale science and technology loan in 2024 has effectively addressed Wangsi Technology's financing challenges, with the bank quickly approving several million yuan in credit to the company [2].