国际清算银行发布报告显示——美元信贷有所下降

Group 1 - The core viewpoint of the report indicates that international bank credit remains stable overall, with emerging markets and developing economies showing active credit growth, while dollar credit has decreased compared to other currencies [1][2] - As of the fourth quarter of 2024, global cross-border bank credit remained nearly unchanged, totaling $32.6 trillion, with a notable decline in loans to non-bank financial institutions by $248 billion, resulting in an annual growth rate of 12% [1] - Cross-border bank credit to emerging markets and developing economies increased by $67 billion, reflecting a year-on-year growth of 3.8%, primarily driven by a $47 billion increase in cross-border bank loans to the Asia-Pacific region [1] Group 2 - Dollar credit has decreased, while euro and yen credit have increased; specifically, dollar credit to non-US banks fell by $103 billion, with an annual growth rate dropping to 3% and a balance of $13.2 trillion [2] - Euro credit to non-eurozone banks rose by €67 billion, achieving a year-on-year growth of 8.9%, with a total balance of €4.5 trillion [2] - The report highlights significant changes in credit proportions across different regions, noting that the share of dollar credit to Africa and the Middle East in emerging markets and developing economies rose from 14% in 2014 to 27% in 2024, surpassing Latin America [2]