【渭南】金融业助力做好盐碱地特色农业大文章

Core Viewpoint - The transformation of saline-alkali land into productive agricultural areas in Weinan City is significantly supported by financial institutions, contributing to both ecological restoration and economic growth [1][2]. Group 1: Agricultural Development - The total area of saline-alkali land in Weinan City has decreased from 801,000 acres in 2011 to 462,000 acres in 2024 due to various drainage projects [1]. - Financial institutions have played a crucial role in supporting the restoration of saline-alkali land, turning previously unproductive areas into "new granaries" [1][2]. Group 2: Financial Support and Innovation - The Agricultural Development Bank of Weinan has established a "three-level linkage" mechanism to enhance service efficiency and customer experience, focusing on the financing needs of saline-alkali land restoration projects [2]. - Innovative financing solutions have been developed to address the unique challenges of saline-alkali land projects, including cash flow models that leverage various funding sources [2]. Group 3: Financial Products and Services - Postal Savings Bank of Weinan has introduced various loan products tailored to local agricultural needs, including "online user loans" and "fruit loans," which have collectively reached a scale of 1.395 billion yuan [3]. - The Shaanxi Agricultural Credit Cooperative has optimized financial services for the winter jujube industry, significantly improving the loan application process and meeting the liquidity needs of farmers [4]. Group 4: Environmental Impact - The drainage and restoration projects in Weinan have successfully improved 627,000 acres of farmland, enhancing soil quality and restoring local ecosystems [4]. - The transformation of saline-alkali land has led to the development of diverse agricultural outputs, including grains, fruits, and aquaculture, reflecting a modern agricultural landscape [4].