Jin Rong Shi Bao·2025-05-12 04:18Group 1 - The establishment of Asset Investment Companies (AIC) is expected to expand, with China Merchants Bank and CITIC Bank announcing plans to invest RMB 150 billion and RMB 100 billion respectively to set up wholly-owned subsidiaries [1] - Recently, Industrial Bank became the first joint-stock bank to receive approval for establishing an AIC, following five major state-owned banks [1] - The head of the financial regulatory authority indicated support for national commercial banks to establish AICs, aiming to enhance investment in technology innovation enterprises [1] Group 2 - The financial regulatory authority previously expressed support for commercial banks to initiate AICs, emphasizing the importance of increasing the number of participating institutions to boost funding for technology innovation and private enterprises [2] - Experts believe that establishing AICs is an effective way to enhance commercial banks' support for technology innovation enterprises, with a focus on the integration of lending and investment [2] - The three banks announcing the establishment of AICs highlighted their commitment to supporting technology innovation and the real economy [2][3] Group 3 - CITIC Bank stated that the purpose of establishing an AIC is to support technology finance and align with national strategies [3] - Industrial Bank emphasized that its AIC will facilitate professional and market-oriented operations for debt-to-equity swaps, reducing corporate leverage and increasing support for technology and private enterprises [3]