news flash·2025-05-12 04:55Group 1 - The core viewpoint of the article highlights the recent surge in gold investment and the associated risks of using credit cards for speculative trading in gold, prompting several banks to issue warnings [1] - Major banks such as China Construction Bank, Industrial Bank, Guangfa Bank, and Zheshang Bank have emphasized strict control over credit card usage for gold trading, citing the rise of illegal activities that lure cardholders with promises of low thresholds and high returns [1] - The banks' announcements indicate that such practices violate credit card usage regulations and pose significant financial risks, as losses from gold price fluctuations could lead to additional costs for cardholders, including interest on overdue payments and negative credit records [1] Group 2 - According to relevant regulations, credit cards are intended solely for personal consumption by the cardholder and are prohibited from being used for investment purposes, including but not limited to precious metals like gold, stocks, and funds [1]