央行等部门：鼓励银行业同外部投资机构合作，探索“贷款+外部直投”等业务新模式

Core Points - The central bank and relevant departments have issued a document to encourage collaboration between the banking sector and external investment institutions, exploring new business models such as "loans + external direct investment" [1] - The document supports the development of technology innovation industries and encourages financial institutions to innovate bill discounting products and increase bill financing support under the premise of legal compliance and controllable risks [1] - It emphasizes the importance of diversified intellectual property financial services and encourages insurance institutions to invest in venture capital funds or directly invest in technology innovation enterprises in a legal and compliant manner [1]