
Core Insights - Identifying stocks with healthy returns can be challenging, and liquidity levels serve as a good indicator of a company's financial health [1][2] - High liquidity stocks are in demand due to their potential for maximum returns, but investors should also consider asset utilization efficiency [2][3] Liquidity Measures - Current Ratio: Measures current assets against current liabilities; a ratio below 1 indicates more liabilities than assets, while a range of 1-3 is ideal [4] - Quick Ratio: Indicates a company's ability to pay short-term obligations, with a desirable ratio of more than 1 [5] - Cash Ratio: The most conservative measure, focusing on cash and equivalents relative to current liabilities; a ratio greater than 1 is desirable but may indicate inefficiency [6] Screening Parameters - Asset utilization is included as a screening criterion, defined as total sales over the last 12 months divided by the average total assets over the last four quarters; a higher ratio than the industry average indicates efficiency [7][8] - Stocks are further screened using a proprietary Growth Score, with a Zacks Rank of 1 (Strong Buy) and a Growth Score of A or B to ensure solid growth potential [9] Selected Stocks - Avino Silver & Gold Mines Ltd. (ASM): Reported an 8% increase in silver equivalent production year-over-year, with Q4 2024 revenues surging 95% to $24 million, surpassing estimates [11] - Pagaya Technologies Ltd. (PGY): Achieved total revenues of $290 million, an 18% increase year-over-year, and raised $1.4 billion through three transactions [13][14] - EverQuote, Inc. (EVER): Total revenues increased 83% year-over-year to $166.6 million, with automotive insurance revenues rising 97% [15][16] - Sezzle Inc. (SEZL): Reported a 123.3% year-over-year revenue increase, raising its 2025 outlook due to strong demand [17][18]