Core Viewpoint - The launch of "Quancheng Huijia Bao," a comprehensive and affordable home property insurance product in Jinan, aims to enhance the financial security and living standards of local residents while promoting high-quality economic development [1][5][12]. Group 1: Product Overview - "Quancheng Huijia Bao" is co-underwritten by multiple insurance companies, including PICC, Ping An, and China Life, and offers four versions: Inclusive, Basic, Upgraded, and Premium, with annual premiums ranging from 99 yuan to 498 yuan [4][6]. - The product provides various services such as home maintenance, cleaning, and inspections, enhancing the overall value proposition for consumers [4][27]. Group 2: Target Audience and Accessibility - The insurance is available to residents in Jinan who own, live in, or manage legally owned properties, including enterprises, government departments, and social organizations [4][12]. - The initiative aims to ensure broad coverage and accessibility, thereby addressing the financial security needs of a diverse population [18][20]. Group 3: Innovation and Features - The product incorporates five innovative characteristics, including new product development, service enhancement, and risk reduction measures, covering high-frequency risks like natural disasters and fraud [9][15]. - It also features a unique "Insurance + Property Management" model to deepen community integration and enhance residents' safety [18][20]. Group 4: Community Engagement - The launch event included a donation of home inspection services to local communities, addressing urgent safety concerns in older neighborhoods [22][23]. - The initiative reflects a commitment to improving community welfare and enhancing residents' sense of security and happiness [12][26]. Group 5: Service and Technology Integration - The product offers a comprehensive housing risk solution through an integrated approach of insurance, services, and technology, allowing for online applications and real-time service tracking [27]. - Additional coverage options include protection against electric bicycle fires and pet liability, catering to individual consumer needs [27][28].