Jing Ji Guan Cha Bao·2025-05-13 07:48Core Viewpoint - The concept of "善本金融" (Good Financial Practices) is presented as a new paradigm for financial development in China, emphasizing the integration of social value and digital technology to reshape the financial landscape [1][3]. Group 1: Financial Industry Changes - The financial industry is facing three major changes: a shift towards a service-oriented function, a digital transformation driven by technology, and a focus on high-quality development in a stock-based economy [2][4]. - The emphasis is on aligning financial services with social development, ensuring that financial resources are directed towards positive societal outcomes [2][4]. Group 2: "善本金融" Concept and Implementation - "善本金融" is defined by the principles of "善为魂" (Good as the Soul) and "数为用" (Data as the Tool), creating a financial ecosystem that prioritizes social value and integrates digital solutions [3][5]. - The practical framework includes six dimensions: awakening the social role of finance, deepening service scenarios, transforming business logic, directing capital towards good, facilitating supportive mechanisms, and promoting a culture of goodness [3][5]. Group 3: Cultural and Theoretical Perspectives - The importance of financial culture is highlighted, with a call for a blend of traditional Chinese values and modern financial governance principles to guide the development of the financial system [4][5]. - Experts recognize the need for a diversified financial approach that balances commercial, policy, developmental, and cooperative financing to meet the varied needs of the economy [5][6].