Zhong Guo Jin Rong Xin Xi Wang·2025-05-13 09:07Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Ningbo Branch is committed to supporting high-quality economic development in Ningbo, aligning with national strategies and local government initiatives to enhance financial services and promote industrial upgrades [1][2][5]. Financial Support for Economic Development - In 2024, ICBC Ningbo Branch provided over 440 billion yuan in new loans, becoming the first large state-owned commercial bank in Ningbo to surpass 400 billion yuan in total loans [1]. - The bank's loan balance for the manufacturing sector exceeded 100 billion yuan, with strategic emerging enterprises receiving over 34 billion yuan in loans and inclusive finance loans surpassing 55 billion yuan [1]. Strategic Project Financing - The bank participated in over 200 key projects, including major infrastructure developments, with total project loans exceeding 500 billion yuan [2]. - A strategic cooperation agreement was signed with the Ningbo State-owned Assets Supervision and Administration Commission to enhance financial support for local enterprises [2]. High-Level Open Economy Services - ICBC Ningbo Branch has established partnerships with over 3,000 local enterprises to provide comprehensive financial services for international trade and market expansion [3]. - The bank has successfully implemented various cross-border trade facilitation policies and innovative financial products [3]. Core Competitiveness and Innovation - The bank is focusing on supporting specialized and innovative enterprises, with loans to specialized and new enterprises exceeding 110 billion yuan and loans to high-tech enterprises surpassing 220 billion yuan [6]. - A private equity investment fund with a total scale of 5 billion yuan was launched to invest in new energy, new materials, and advanced manufacturing sectors [6]. Consumer Support and Financial Inclusion - The bank has actively participated in consumer promotion initiatives, impacting nearly 100,000 participants and driving consumption of approximately 500 million yuan [9]. - In 2024, new loans for real estate projects increased by 29% compared to the previous year, supporting housing needs for nearly 10,000 households [9]. Support for Small and Micro Enterprises - ICBC Ningbo Branch has issued over 20 billion yuan in loans to small and micro enterprises, enhancing financial accessibility for local businesses [10]. - The bank has developed specialized loan products tailored to the needs of local industries, contributing to a nearly 50% increase in inclusive agricultural loans [10].