Zhong Guo Jin Rong Xin Xi Wang·2025-05-13 09:07Group 1 - The core viewpoint of the articles emphasizes the implementation of the "reduce certificates and facilitate the public" initiative by the Industrial and Commercial Bank of China (ICBC) Ningbo Branch, aligning with national policies to streamline financial services and reduce unnecessary documentation requirements [1][2][3] Group 2 - ICBC Ningbo Branch has established a mechanism to strengthen the institutional guarantee for reducing certificates, focusing on the new expectations and requirements of the public for financial services [2] - The bank has developed and issued the "ICBC Ningbo Branch Certificate Matter Handling Guide," which outlines canceled certificate matters and alternative measures, thereby optimizing the financial service environment and reducing customer costs [2] - Starting from October 1, 2023, customers can choose to provide relevant materials for various financial services based on the guidelines, facilitating a more efficient process [2] Group 3 - The bank has publicized the certificate matter handling guide through various channels, ensuring that frontline staff are well-informed to assist customers effectively [3] - ICBC Ningbo Branch is leveraging public data platforms to conduct information verification with customer authorization, aiming to replace customer-driven processes with data-driven ones [3] - The bank plans to continuously update the handling guide and conduct regular checks to eliminate unnecessary certificate requirements, thereby enhancing the public's sense of satisfaction and well-being [3]