Zhong Guo Jin Rong Xin Xi Wang·2025-05-13 09:36Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Ningbo Branch is actively promoting green finance as a key strategy to support the dual carbon goals and contribute to high-quality economic development in China during the 14th Five-Year Plan period [1][2]. Group 1: Green Finance Strategy - ICBC Ningbo Branch emphasizes the integration of green development concepts into its overall management, aiming to enhance the brand influence of "ICBC Green Bank+" and drive innovation in green industries [2]. - The bank has set a goal to become a "Green Finance Demonstration Bank" in 2023, focusing on empowering the dual carbon economy and injecting financial resources into Ningbo's green development [2]. Group 2: Green Credit Development - The bank has significantly increased its green loans, with an increase of nearly 16 billion yuan in 2022, representing a growth rate of over 90%, outpacing the market [2]. - ICBC Ningbo Branch actively aligns its credit resources with regional economic strategies, directing funds towards clean energy, green transportation, and environmental protection industries [2]. Group 3: Risk Management - The bank has embedded environmental and social risk assessments into the entire credit process, implementing strict compliance measures and monitoring mechanisms to manage these risks effectively [3]. - A comprehensive risk management system is in place to track and control environmental risks associated with high-risk clients [3]. Group 4: Comprehensive Green Financial Services - ICBC Ningbo Branch has developed a multi-layered green financial service system, utilizing various financial products such as loans, bonds, and leasing to support green industries [4]. - The bank has successfully launched green asset financing projects, including public transportation and solar equipment leasing, demonstrating its commitment to innovative financial solutions [4]. Group 5: Online Financial Services - The bank has leveraged its mobile banking platform to provide convenient and efficient online financial services, with over 95% of transactions conducted through digital channels by the end of 2022 [5]. - The introduction of the global green pass feature in the mobile banking app encourages users to engage in low-carbon behaviors and track their carbon footprint [5][6]. Group 6: Internal Low-Carbon Operations - ICBC Ningbo Branch is committed to promoting low-carbon operations within its own practices, implementing energy-saving measures and encouraging a culture of sustainability [7]. - The bank has developed a carbon footprint management system to analyze energy consumption data and set dual carbon targets for its operations [7].